Homeowners & Renters Insurance

Homeowners/Renter

 A basic Homeowners Insurance Policy will cover the following:

  •  The structure of your home

  •  Replacement costs coverage

    • This includes coverage on your home, unattached garage, and other building structures. ​​

  •  Personal possessions (up to a set limit)

  •  Living expenses in case of a disaster 

 

Liability Coverage will cover the following...

​​ 

  • Bodily injury

  • Property damage protection

  • Medical payments for accidental injury to others on premises

Optional Coverages...

  • Additional residences 

  • Personal injury

  • Business in your home

  • Sewer and sump pump

  • Hot tub/Whirlpool

 A basic Renters Insurance Policy will cover the following:

  • Living expenses if you need to temporarily move due to building damages

  • Freezer breakdowns

  • Credit card theft

  • Fire department charges

Liability Coverage will cover the following...

​​ 

  • Medical payments for accidental injury to others on premises

Optional Coverages...

  • Business in your home

  • Replacement cost on personal property

  • Identity fraud expense

  • Damages caused by sewer or sump pump